GOOD CREDIT
VS
EXCELLENT CREDIT

EXCELLENT CREDIT IS USUALLY
A CREDIT SCORE OF
700 OR HIGHER
WITHOUT ANY DEROGATORY
CREDIT AT ALL.

CUSTOMERS SOMETIMES DO NOT
REALIZE THEIR CREDIT IS REALLY
EXCELLENT. THEY SIMPLY ACCEPT
THE INTEREST RATE GIVEN TO
THEM BY THE CAR DEALERSHIP!

BIG MISTAKE!

FINANCE MANAGERS ARE NOTORIOUS
FOR RAISING THE INTEREST RATE ON
EVERY CUSTOMER IF THEY THINK THEY
CAN GET AWAY WITH IT.

NO CREDIT LEVEL IS SAFE
EVEN IF YOU HAVE EXCELLENT
CREDIT THE FINANCE MANAGER
WILL GIVE YOU A HIGHER INTEREST
RATE THEN WHAT YOU CAN GET FROM
YOUR CREDIT UNION OR BANK!

IF YOU ARE SHARP. IF YOU KNOW
YOUR CREDIT SCORE. YOU CAN
SPEAK UP AND TELL THE FINANCE
MANAGER YOU CAN GET THE MONEY
CHEAPER AT THE CREDIT UNION.

IF YOUR CREDIT SCORE
IS EXCELLENT
THE FINANCE MANAGER
WILL BACK DOWN.