HOW MUCH MONEY
SHOULD I PUT DOWN
AS A DOWN PAYMENT?

THIS IS REALLY A SIMPLE ANSWER
BUT 95% OF CUSTOMER ARE NOT
COMFORTABLE WITH THE RESULT.

THE ANSWER IS $0
ZERO
ZIP
ZILCH
NODA

THE REASON 95% OF CUSTOMERS
ARE NOT COMFORTABLE WITH PUTTING
“ZERO OUT OF POCKET”
IS THE MONTHLY PAYMENT GOES UP
SUBSTANTIALLY.

IT SHOULD NOT MAKE A DIFFERENCE
TO THE CUSTOMER BUT IT DOES!

CUSTOMERS WOULD RATHER HAVE
ONE BIG HURT AND 60 SMALLER HURTS.
MEANING, ONE LARGE DOWN PAYMENT
AND 60 SMALLER MONTHLY PAYMENTS.

THE RIGHT THING TO DO IS PUT
“ZERO OUT OF POCKET”
PUT YOUR MONEY IN A CERTIFICATE
OF DEPOSIT AND ALWAYS BUY
“GAP INSURANCE”
NEVER BUY “GAP WRAP”

THIS IS THE SMARTEST THING TO DO!
YOU HAVE NO EXPOSURE!
YOUR MONEY IS SAFE!
YOU EARN MORE INTEREST
THEN YOU PAY!