WHAT ARE THE
BENEFITS OF LEASING ?

THE BENEFITS OF LEASING ARE:

1. LOWER MONTHLY PAYMENT
   WHEN YOU LEASE YOU ONLY PAY FOR
   THE PART OF THE VEHICLE YOU USE,
   NOT THE ENTIRE VEHICLE. AS A
   RESULT, YOUR MONTHLY PAYMENT IS
   35%-55% LOWER THAN IF YOU
   PURCHASED AND FINANCED
   FOR THE SAME NUMBER OF MONTHS.
2. NO DOWN PAYMENT REQUIRED
   LEASING DOES NOT REQUIRE A DOWN PAYMENT AS ALMOST ALL FINANCE LOANS REQUIRE.
3. MORE VEHICLE FOR THE MONEY
   YOU CAN GET A MORE EXPENSIVE VEHICLE FOR THE SAME PAYMENT THEN IF YOU HAD FINANCED A LESS EXPENSIVE VEHICLE.
4. NO EXPOSURE TO LOSS
   IF THE VEHICLE IS TOTALED OR
   STOLEN AND NOT RECOVERED MOST
   LEASES INCLUDE “GAP INSURANCE”.
   (BE SURE TO CHECK TO SEE IF YOUR LEASE AGREEMENT INCLUDES GAP INSURANCE)
   THIS PROTECTS THE CONSUMER
   FROM HAVING TO PAY THE
   DIFFERENCE BETWEEN WHAT THEIR
   INSURANCE COMPANY PAYS AND HOW
   MUCH IS STILL OWED AT THE BANK OR
   LEASING COMPANY. MOST OF THE
   TIME THE DIFFERENCE IS MANY
   THOUSANDS OF DOLLARS.
   PLEASE NOTE: GAP INSURANCE IS NEVER INCLUDED ON A FINANCE LOAN,
   HOWEVER, YOU CAN PURCHASE IT.
5. NO EXPENSIVE REPAIR BILLS
   IF YOU LEASE EVERY 3 YEARS YOU
   ARE ALWAYS COVERED UNDER THE MANUFACTURERS WARRANTY. IF YOU
   DRIVE A LOT OF MILES, YOU MAY WANT TO CONSIDER A 2 YEAR LEASE TO TRY AND STAY UNDER THE MANUFACTURERS WARRANTY.
6. NEW VEHICLE EVERY 3 YEARS
   THE PEACE OF MIND OF DRIVING A NEW VEHICLE EVERY THREE YEARS AND NOT WORRYING ABOUT MECHNICAL BREAKDOWNS. IF YOU KEEP YOUR TERM AND MILEAGE UNDER THE MANUFACTURERS WARRANTY YOU ARE ALWAYS COVERED. WHEN YOU FACTOR IN THE ADDED EXPENSE OF MAINTENANCE AND REPAIRS TO KEEP A VEHICLE 6 YEARS VERSES HAVING 2 VEHICLE IN 6 YEARS THAT ARE BOTH NEW IT MAKES SENSE TO LEASE FOR MOST PEOPLE.
7. LESS SALES TAX
   BECAUSE YOU ONLY PAY TAX ON THE PART OF THE VEHICLE YOU USE, NOT THE ENTIRE VEHICLE AS YOU DO WHEN YOU PURCHASE IT.
8. NO “USED VEHICLE” TO SELL
   AT THE END OF THE LEASE YOU SIMPLY DECIDE WHICH NEW VEHICLE YOU WANT TO LEASE THIS TIME. YOU DO NOT HAVE TO WORRY ABOUT SELLING THE VEHICLE YOU JUST FINISHED LEASING. YOU ONLY PAID FOR THE PART OF THE VEHICLE YOU USED, NOT THE WHOLE VEHICLE.